Acquire Judgment Recovery Desk
How Judgment Review Works
A structured, documented process — from initial submission to a clear recommendation.
Submit Basic Judgment Information
Tell us who the judgment creditor is, who the debtor is, the court, case number, judgment date, and original amount. Upload any documents you have — the judgment itself, docket sheets, lien recordings, correspondence, or payment history.
Upload Judgment Documents
The more documentation you provide, the faster we can review. Certified copies, docket printouts, recorded abstracts, assignments, and any collection history are all helpful. If you don't have everything, submit what you have and we will request what we need.
Verify Creditor and Debtor Details
We confirm who owns the judgment, who the debtor is, and whether there are any assignment, satisfaction, or release issues on file. We also verify that the person submitting the judgment has the authority to discuss it.
Check Judgment Age and Enforceability Concerns
Every state has a judgment enforcement period. Some judgments can be renewed or revived. Some cannot. We check the age, the applicable state law, and whether the judgment is still legally enforceable.
Review Lien, Docket, and Recording Status
Was the judgment properly docketed? Was an abstract recorded? Is there a judgment lien on real property? These factors significantly affect collectability and recovery strategy.
Look for Debtor Asset Clues
We search for evidence of debtor assets — real estate ownership, business ownership, employment, vehicles, equipment, bank accounts, and other indicators of collectability. A judgment against a debtor with assets is fundamentally different from one against a judgment-proof debtor.
Screen for Bankruptcy, Satisfaction, Release, or Assignment Issues
We check whether the debtor has filed bankruptcy, whether the judgment has been satisfied or released, and whether it has previously been assigned or sold. Any of these can terminate or complicate recovery.
Determine Possible Recovery Paths
Based on all information gathered, we identify the viable paths forward — purchase, assignment, recovery split, attorney referral, or decline.
Make a Recommendation
We deliver one of four responses: (1) a purchase offer, (2) an assignment and recovery discussion, (3) a referral to a qualified attorney or recovery partner, or (4) an honest assessment that the file is not practical to pursue.