Lender Special Assets & Collateral Desk

Collateral Sitting on Your Books Does Not Pay Interest.

When a borrower defaults, a note matures, or collateral needs a buyer — Acquire AOX can evaluate the situation and determine whether a direct purchase, structured resolution, buyer placement, or professional referral is the right path.

(919) 371-4001 Refer a Client Situation

Situations We Review

For community banks, credit unions, private lenders, hard-money lenders, commercial mortgage lenders, SBA lenders, equipment lenders, factors, note holders, and secured creditors.

Nonperforming commercial loans — matured or in default

Maturing debt with no refinance path

Borrower default — ceased payments, abandoned property, or disappeared

Abandoned collateral — equipment, vehicles, inventory left behind

Article 9 collateral — UCC-secured assets needing disposition

Troubled multifamily loans — distressed apartment buildings, mixed-use

Incomplete construction — partially built projects, abandoned renovations

Business shutdown — borrower's company closed, collateral remains

Note sale — performing, subperforming, or nonperforming notes

Deed-in-lieu consideration — borrower willing to convey title

Receiver-controlled assets — lender seeking buyer for assets in receivership

Foreclosed business property — REO commercial and industrial

Mixed collateral packages — real estate + equipment + inventory + receivables

Judgment liens — lender holds a judgment and needs enforcement or sale

How We Work With Lenders

Review the Collateral Package

We evaluate the loan documents, collateral description, borrower posture, and any available financial or property records — determining whether the situation has a viable resolution path.

Propose a Path

Direct purchase of the note or collateral, structured resolution with the borrower, buyer placement for the underlying asset, or referral to a specialized professional.

Document the Authority

We confirm who has the legal right to sell, assign, or transfer the collateral — including entity status, lien priority, and any required consents or court approvals.

Execute or Refer

If the situation fits, we move toward closing with the appropriate documentation, verified funds, and professional coordination. If it does not fit, we tell you clearly — with reasons.

Refer a Special Asset Situation

For banks, credit unions, private lenders, and secured creditors. Contact us to discuss a special asset situation confidentially.

Call Us

(919) 371-4001

Email Us

desk@acquireaox.com

Legal Disclaimer: Acquire AOX is operated by Acquire, Inc. We are not a law firm, a licensed lender, a debt collector, a securities broker-dealer, or an investment adviser. We do not provide legal, lending, debt-collection, or investment advice. All transactions are subject to documented authority, lien verification, and applicable law. Lenders should consult qualified counsel before accepting any offer or entering into any transaction.